Revolut's official status page looks green without issues, and third-party trackers like IsDown and Downdetector still list the service as "working normally." My own experience, and the flood of reports on the r/Revolut forum, tell a very different story.

Summary

  • On Oct 20, 2026, Revolut Support confirmed a multi-service disruption.
  • Users saw app errors, declined cards/Apple Pay/Google Pay, failed transfers and ATM withdrawals, and missing/incorrect balances.
  • Reports came from Europe, Asia, Australia, and elsewhere; many affected while traveling and unable to access money.
  • A major complaint: the status page initially showed services as operational despite widespread failures.
  • Recovery was mixed and activity-dependent: some users could log in, see balances, or make payments, while many others still had failures.
  • By the latest update, recovery was described as slow and inconsistent by country/activity.

Mobile transfers are failing for me. Money won't move from my vaults to the main account, and the app throws generic errors instead of processing the request. Desktop login is down too: I get kicked back with "something went wrong" before I can even reach the dashboard. So this isn't limited to one platform.

I can see error on the Revolut mobile app and the Desktop version:

Something went wrong, please try again later

The Reddit thread suggests I'm not alone. Users in Germany, the Netherlands, Ireland, Hungary, Lithuania, France, Portugal, Austria, Cyprus, Australia, Japan, and the UK are all describing the same problems. One user in the Netherlands wrote, "No option to log in, it shows I have no internet," while another in Germany reported the same "Something went wrong" message. With reports this consistent across so many countries, a local device issue is unlikely. This looks like a platform-wide failure that Revolut's status page hasn't yet acknowledged.

If you're affected, check Revolut's official channels for updates:

Waiting for the restore of the service and checking the web for more infor like this reddit thead:

Experience

P.S. I'm happy user of revolut for more than 8 years now. This is the first issue which I can see on their platform.

Live updates

October 20, 2026, at 6:36 AM GMT

The revolut support from the reddit confirm the issue:

Hi there. We're currently experiencing a service disruption affecting multiple services. Therefore, you might experience issues with: Multiple features not being accessible.

Our engineering team is actively working to restore full service as quickly as possible. We appreciate your patience during this time. We're sorry for any inconvenience this may have caused you.

source:
https://www.reddit.com/user/RevolutSupport/

October 20, 2026, at 10:42 AM GMT

Status page is updated with reflection the service degradation.

Partially unavailable: 30

United Kingdom · 20 Oct 2026, 11:48 EEST

October 20, 2026, at 11:19 AM GMT

People across Europe, Asia, Australia and elsewhere report the same thing: - the app throws "something went wrong"

  • cards and Apple/Google Wallet payments get declined
  • transfers and ATM withdrawals fail
  • and some users can’t even see their balances.

A lot of the frustration comes from being abroad—people stuck at train stations, shops, hotels and airports with no access to their money. Revolut Support did confirm a service disruption and said engineers were working on it, but that did little to calm the impacted users.

The biggest recurring complaint is the status page. Early on it apparently showed everything as operational while users couldn't pay for coffee or groceries.

October 20, 2026, at 13:40 AM GMT

The web shows a activity-dependent recovery rather than a clean "back up" moment. Successful reports cluster around basic visibility and payments:

  • users in Hungary, Romania, France and the Netherlands said they could log in or see balances again
  • while people in Japan, Slovenia, Portugal and Ireland reported **Revolut card, Apple Pay, Google Pay or ATM withdrawals working; **
  • a few in Hungary and elsewhere managed internal transfers or Apple Pay workarounds.

But the same activities failed for many others:

  • login
  • app access
  • top-ups
  • currency exchange
  • bank transfers
  • card declines
  • missing
  • or incorrect balances and failed ATM attempts dominate the thread, with several users saying the app still showed errors even when a card payment went through.

By country, the picture is mixed and often contradictory too. So far the recovery is going slowly.

Rumours & Expectation

The likely cause discussed is a Google Cloud outage in Europe-west2 (London), which also affected other banks and services. Some commenters are sympathetic and say it's not entirely Revolut's fault. Others push back hard: for a global bank, relying on a single cloud provider without proper redundancy is seen as unacceptable.

Other users mentioned that Gold is down 17 % which could cause "busy Monday" for many...

Users ask repeatedly for an ETA, updates, and reassurance that their money is safe; some report intermittent success with tap or physical cards, but most say nothing works.

The mood on the web is a mix of:

  • panic
  • dark humour
  • threats to leave - many say they'll move their funds as soon as service returns
  • some business users say they may close accounts
  • others express the desperation in such situations
  • jokes for vibe coding financial apps

List of impacted countries:

The issue is worldwide and probably affecting large base of their customers.

Explicitly mentioned by users:

  • Japan
  • Germany
  • Australia
  • Lithuania
  • Ireland
  • Hungary
  • France
  • Cyprus
  • Austria
  • Portugal
  • Netherlands
  • UK
  • Latvia
  • Greece
  • Spain
  • Sweden
  • Luxembourg

Likely impacted based on language of comment (not explicit):

  • Poland (Polish-language comment)
  • Italy (Italian-language comment)

So far based on web research we can see that:

  • Poland and Italy as likely cases
  • Denmark as working
  • and confirms issues in more countries

Revolut impact on services

From the web, these services/actions seems to be impacted:

  • App login / authentication — users can’t log in and get “sorry, something went wrong, try again later” or “Etwas ist schiefgelaufen.”
  • Access to funds / account balance — users say they “can’t access any funds.”
  • Moving money from vaults to main account — one user couldn’t move money from vaults first.
  • Sending money / transfers to other accounts — a user reports trying to “send money for other accounts.”
  • Card payments — one comment says “Card payment and app doesn’t work.”
  • General app functionality — multiple users say the app is down / “nothing works.”

So basically:

  • login
  • account access
  • internal transfers
  • outgoing transfers
  • card payments

are the affected actions reported from users by the Revolut service disruption.